Service Agreement

Date of entry into force: 26 May 2025

Scope of application: all users using this application

1. Accept the agreement

When you register or use this application (hereinafter referred to as the "platform"), you represent that you have read and agree to this "service agreement" ("Agreement"). IF YOU DO NOT AGREE TO ANY TERMS OF THIS AGREEMENT, DO NOT USE THE PLATFORM.

2. Service Content

We provide a non-asset custody nature, combined with interest social and follow-up functions of the social platform, mainly focused on U.S. stocks and virtual currency market information sharing, discussion and Content Publishing.

Services include but are not limited:

• Real-time market data (non-trading services)
• Community dynamic sharing and communication
• Private messages and group discussions
• Ranking and data display
• User gold coin system and member subscription function

3. User behavior specification

Users are not allowed to publish false investment information, engage in money laundering or market manipulation, abuse the gold coin mechanism, and capture platform data without permission. Platform reserves the right to restrict or terminate offending user access.

4. Coin system and membership services

Gold coins are virtual items that are only used for in-platform consumption and cannot be exchanged for cash or cryptocurrency. Membership is a subscription service that can be canceled without refund, unless otherwise provided by law.

5. Use by minors

This platform is not intended for users under the age of 13 (according to COPPA). Users between the ages of 13 and 18 are required to use with parental/guardian permission.

6. Third Party Services and Authorized Login

The platform may use third party services such as Apple/Google login. The relevant actions are subject to third party terms.

7. Disclaimer

The platform does not provide investment advice and is not responsible for any losses arising from user behavior.

8. Application of law

This Agreement shall be governed by the laws of the State of California, United States, and disputes shall be decided by a court of competent jurisdiction.

9. Contact Us

If you have any questions, please contact service@mobiussocial.com

Privacy Policy

Date of entry into force: 18 June 2026

Scope of application: all users using this application

1. Information we collect

Depending on how you use Mobius Social, we may collect the following categories of information:

• Account and contact information: phone number, email address, Apple or Google sign-in identifiers, display name, avatar, user ID, authentication tokens, language preference, and account status.
• User content: posts, comments, messages, group information, profile information, photos, videos, files, links, reports, feedback, and other content you create, upload, send, receive, or save in the app.
• Purchase and subscription information: in-app purchase product ID, order number, transaction status, currency, amount, virtual diamond or coin balance, subscription status, paid group access, and related wallet records.
• Usage and product interaction data: pages viewed, buttons tapped, search and browsing behavior, community interactions, message and group actions, content views, likes, follows, shares, invites, login method, first open time, and event timestamps.
• Identifiers: internal user ID, app instance ID, device ID or hashed device ID, IDFV or hashed IDFV, push notification token, install or attribution token, and identifiers generated by third-party SDKs used for authentication, messaging, analytics, attribution, fraud prevention, or advertising measurement.
• Device, app, and network information: device model, brand, operating system, platform, app version, build number, language, time zone, IP address, approximate location inferred from IP address, safety or emulator status, and diagnostic logs.
• Photos, camera, and media access: images or videos you choose from your photo library, photos you take with your camera, and files you choose to upload. We access these items only when you use related features such as posting, chatting, setting an avatar, or saving media.
• Push notification information: notification token, delivery status, and device platform information needed to send service messages, chat reminders, and account notices.

2. How your information is used

We use the information above for the following purposes:

• To create, verify, secure, and manage your account.
• To provide app functionality, including market information, community posts, comments, private messages, group chats, creator subscriptions, paid groups, virtual items, and in-app purchases.
• To upload, display, store, deliver, moderate, and delete user content.
• To process purchases, verify transactions with Apple or Google, maintain wallet records, and prevent payment abuse.
• To send service notifications, chat notifications, security alerts, and account messages.
• To measure app performance, understand product usage, improve features, fix errors, and provide customer support.
• To detect, prevent, and respond to fraud, spam, abuse, unauthorized access, unsafe devices, and violations of our terms.
• To measure advertising attribution and campaign performance, including app installs, first opens, registrations, logins, purchases, subscriptions, and key conversion events.
• To comply with legal obligations and enforce our agreements.

3. Data linked to you

Some data may be linked to your account or device, including account information, user content, purchases, identifiers, product interactions, analytics events, diagnostics, and support communications. We do not use precise GPS location data unless a future feature asks for your permission and you choose to grant it.

4. Third-party services and data sharing

We do not sell your personal information. We may share limited information with service providers and partners who help us operate the app, provide authentication, messaging, push notifications, analytics, advertising attribution, fraud prevention, hosting, storage, payment verification, customer support, or legal compliance.

These providers may include Apple, Google, Firebase, OpenIM, AppsFlyer, Meta/Facebook App Events, Umami analytics, cloud hosting and storage providers, payment processors, and other vendors that support the services described in this policy. The information shared may include identifiers, device information, app events, purchase events, login or registration events, push tokens, user ID, and content or files needed to provide the requested feature.

5. Tracking and advertising measurement

We may use advertising attribution and measurement SDKs to understand whether advertising campaigns lead to installs, registrations, logins, purchases, subscriptions, or other conversion events. Depending on your device settings and applicable law, these SDKs may process identifiers, device information, product interaction data, and event data. Where required, we will request your consent before using data for tracking across apps and websites owned by other companies.

6. Data security

We use reasonable technical and organizational measures designed to protect your information, including access controls, encryption in transit where appropriate, and operational safeguards. No method of transmission or storage is completely secure, so we cannot guarantee absolute security.

7. Data retention and deletion

We retain information for as long as needed to provide the services, maintain security, comply with legal obligations, resolve disputes, enforce agreements, and support audit requirements. You may request account and data deletion, and we will process eligible deletion requests within 90 days unless retention is required or permitted by law, security, fraud prevention, payment records, dispute resolution, or compliance obligations.

8. Your privacy rights

Depending on your location, you may have rights to access, correct, delete, receive a copy of, or restrict certain uses of your personal information. California users may request access to, deletion of, or information about certain personal information practices. We do not sell personal information as the term is commonly understood, but certain advertising attribution or measurement activities may be considered sharing or tracking under some privacy laws.

9. Children's Privacy

This platform is not intended for children under the age of 13, and we do not knowingly collect personal information from children under 13. If we learn that we have collected such information, we will delete it as soon as reasonably possible.

10. International transfers

Your information may be processed in countries or regions other than where you live. We take reasonable steps to protect your information in accordance with this policy and applicable law.

11. Changes to this policy

We may update this Privacy Policy from time to time. If we make material changes, we will provide notice through the app or by other reasonable means. The updated policy becomes effective on the date shown above unless otherwise stated.

12. Contact information

For privacy concerns, please contact service@mobiussocial.com